Strategic Life Insurance: Beyond Basic Financial Protection
Life insurance is often viewed as a defensive necessity, but its utility extends far beyond income replacement. For high-net-worth individuals and investors, a well-structured policy offers guaranteed liquidity, tax-efficient wealth transfer, and a hedge against financial disruptions.
This report outlines 10 advanced strategies to maximize a policy's long-term value. Techniques like trust structures and conversion mechanisms integrate insurance into broader financial and estate plans, ensuring financial certainty and legacy security.